A bill to amend the Financial Stability Act of 2010 to provide for tailoring and indexing enhanced regulations.
The source supplies the latest action, but no lifecycle stage.
Latest action (22 Sep 2026): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
What this bill does
This bill, S. 5452, proposes to amend the Financial Stability Act of 2010 to adjust certain monetary thresholds related to financial regulations and to establish a system for periodically adjusting these thresholds in the future. Specifically, it would increase dollar amounts for various financial oversight requirements.
The bill affects financial institutions, primarily bank holding companies and savings and loan holding companies, by changing the asset size thresholds that trigger certain regulations and oversight. It also directs the Board of Governors of the Federal Reserve System, along with other agencies, to periodically review and adjust these thresholds based on economic indicators like GDP or the Consumer Price Index.
This bill was introduced in the Senate on September 22, 2026, by Senator Katie Britt. Its current status is "Introduced," meaning it has not yet been voted on or passed by either chamber of Congress. The next step would be for the bill to be considered by the Senate Committee on Banking, Housing, and Urban Affairs.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Timeline
22 Sep 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Common questions
- What does S. 5452 do?
- This bill, S. 5452, proposes to amend the Financial Stability Act of 2010 to adjust certain monetary thresholds related to financial regulations and to establish a system for periodically adjusting these thresholds in the future. Specifically, it would increase dollar amounts for various financial oversight requirements. The bill affects financial institutions, primarily bank holding companies and savings and loan holding companies, by changing the asset size thresholds that trigger certain regulations and oversight. It also directs the Board of Governors of the Federal Reserve System, along with other agencies, to periodically review and adjust these thresholds based on economic indicators like GDP or the Consumer Price Index. This bill was introduced in the Senate on September 22, 2026, by Senator Katie Britt. Its current status is "Introduced," meaning it has not yet been voted on or passed by either chamber of Congress. The next step would be for the bill to be considered by the Senate Committee on Banking, Housing, and Urban Affairs.
- Has S. 5452 become law?
- The source does not supply a confirmed lifecycle stage for S. 5452. Check the latest action and official source below.
- Who sponsored S. 5452?
- S. 5452 was sponsored by Sen. Britt, Katie Boyd [R-AL] (R-AL), with 0 cosponsors.
- What's the latest action on S. 5452?
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (22 Sep 2026).
Related bills in Finance and Financial Sector
Bankruptcy Threshold Adjustment Act
Common Cents Act
To amend title 11, United States Code, to clarify the rules for the exceptions to the discharge of the debt of an individual debtor, and for other purposes.
Fossil Free Finance Act of 2026
More bills from Sen. Britt, Katie Boyd [R-AL]
Keep Our Communities Safe Act of 2026
PERFORM Act
PROTECTED Act
Bill100 mirrors the public U.S. legislative record from Congress.gov and GovTrack and adds plain-English AI summaries. It is an information tool, not legal, compliance or lobbying advice, and it is not affiliated with the U.S. Congress or any government agency. AI summaries can simplify or omit detail — every bill links to the official source; verify there before you rely on it.