To amend title 11, United States Code, to clarify the rules for the exceptions to the discharge of the debt of an individual debtor, and for other purposes.
Latest action (5 Oct 2026): Introduced
What this bill does
H.R. 10724, introduced by Representative Luis Correa, is a proposed law that aims to clarify existing rules concerning debts that cannot be eliminated through bankruptcy for individual debtors. The bill's title indicates its purpose is to amend Title 11 of the United States Code, which governs bankruptcy, to make clearer the specific circumstances under which certain debts are not discharged.
The bill would affect individuals who file for bankruptcy and are seeking to have their debts discharged. It focuses on the exceptions to this discharge, meaning it would specify which types of debts are still owed even after a bankruptcy proceeding. The precise impact on individuals would depend on the specific clarifications made in the full text of the bill, which has not yet been published.
As of its introduction on October 5, 2026, H.R. 10724 is in the very early stages of the legislative process. It has been introduced in the House of Representatives. For the bill to potentially become law, it would need to pass through various committees, be debated and voted on by the full House, and then go through a similar process in the Senate before being sent to the President for signature.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Official summary
This bill is in the first stage of the legislative process. It was introduced into Congress on October 5, 2026. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.
Common questions
- What does H.R. 10724 do?
- H.R. 10724, introduced by Representative Luis Correa, is a proposed law that aims to clarify existing rules concerning debts that cannot be eliminated through bankruptcy for individual debtors. The bill's title indicates its purpose is to amend Title 11 of the United States Code, which governs bankruptcy, to make clearer the specific circumstances under which certain debts are not discharged. The bill would affect individuals who file for bankruptcy and are seeking to have their debts discharged. It focuses on the exceptions to this discharge, meaning it would specify which types of debts are still owed even after a bankruptcy proceeding. The precise impact on individuals would depend on the specific clarifications made in the full text of the bill, which has not yet been published. As of its introduction on October 5, 2026, H.R. 10724 is in the very early stages of the legislative process. It has been introduced in the House of Representatives. For the bill to potentially become law, it would need to pass through various committees, be debated and voted on by the full House, and then go through a similar process in the Senate before being sent to the President for signature.
- Has H.R. 10724 become law?
- Not yet. As of 5 Oct 2026, H.R. 10724 is introduced.
- Who sponsored H.R. 10724?
- H.R. 10724 was sponsored by Rep. Luis Correa [D-CA46] (Democrat-CA), with 0 cosponsors.
- What's the latest action on H.R. 10724?
- Introduced (5 Oct 2026).
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