No Surprise Bills for New Moms Act
Latest action (30 Jul 2026): Introduced
What this bill does
The No Surprise Bills for New Moms Act would amend the Public Health Service Act, the Employee Retirement Income Security Act of 1974 (ERISA), and the Internal Revenue Code to require group and individual health plans and insurers to automatically cover a newborn child under a parent's existing health plan for 30 days after birth, for any service the plan otherwise covers. Plans would also have to offer a special enrollment period of at least 60 days after that initial 30-day period, allowing the parent to formally enroll the newborn in coverage. Additionally, if a plan receives a claim for care given to a newborn who has not yet been enrolled, it must immediately notify the parent that the child is not enrolled.
The bill affects parents and newborns covered by employer-sponsored or individual health insurance plans, as well as the health insurance issuers and group health plans that administer such coverage. Its aim is to prevent gaps in coverage and unexpected medical bills during the weeks immediately following a baby's birth, before formal enrollment paperwork is completed.
The changes would apply to plan years beginning on or after the bill's enactment date. The bill was introduced in the House on July 30, 2026, by Rep. Jerrold Nadler with three cosponsors from both parties, and referred to the Committees on Energy and Commerce, Education and Workforce, and Ways and Means for consideration. It has not yet been voted on by either chamber.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Official summary
This bill is in the first stage of the legislative process. It was introduced into Congress on July 30, 2026. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.
Common questions
- What does H.R. 9996 do?
- The No Surprise Bills for New Moms Act would amend the Public Health Service Act, the Employee Retirement Income Security Act of 1974 (ERISA), and the Internal Revenue Code to require group and individual health plans and insurers to automatically cover a newborn child under a parent's existing health plan for 30 days after birth, for any service the plan otherwise covers. Plans would also have to offer a special enrollment period of at least 60 days after that initial 30-day period, allowing the parent to formally enroll the newborn in coverage. Additionally, if a plan receives a claim for care given to a newborn who has not yet been enrolled, it must immediately notify the parent that the child is not enrolled. The bill affects parents and newborns covered by employer-sponsored or individual health insurance plans, as well as the health insurance issuers and group health plans that administer such coverage. Its aim is to prevent gaps in coverage and unexpected medical bills during the weeks immediately following a baby's birth, before formal enrollment paperwork is completed. The changes would apply to plan years beginning on or after the bill's enactment date. The bill was introduced in the House on July 30, 2026, by Rep. Jerrold Nadler with three cosponsors from both parties, and referred to the Committees on Energy and Commerce, Education and Workforce, and Ways and Means for consideration. It has not yet been voted on by either chamber.
- Has H.R. 9996 become law?
- Not yet. As of 30 Jul 2026, H.R. 9996 is introduced.
- Who sponsored H.R. 9996?
- H.R. 9996 was sponsored by Rep. Jerrold Nadler [D-NY12] (Democrat-NY), with 4 cosponsors.
- What's the latest action on H.R. 9996?
- Introduced (30 Jul 2026).
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