ABLE MATCH (Making Able a Tool to Combat Hardship) Act
Latest action (21 Jul 2026): Introduced
What this bill does
H.R. 9801, the ABLE MATCH Act, would amend the Internal Revenue Code to create a federal matching payment for contributions people with disabilities make to their own ABLE accounts—tax-advantaged savings accounts established for individuals with disabilities. The match would cover up to $2,000 in contributions per year, paid directly into the account, at a rate of up to 100 percent for lower-income individuals, phasing out as income rises above set thresholds (with different amounts for joint filers, heads of household, and others), which are adjusted for inflation after 2027. The bill also directs that ABLE program administrators report demographic data—race, gender, and disability type—on account holders to the Treasury, and authorizes $5 million per year from 2027 through 2031 in grants to states to promote ABLE accounts and the new matching credit.
The bill primarily affects individuals with disabilities who are ABLE account beneficiaries, particularly those with lower incomes, by providing additional savings incentives. It also affects U.S. territories with "mirror" tax systems, which would receive federal payments to cover related revenue effects, and state governments, which could apply for promotional grants.
The bill was introduced on July 21, 2026, by Rep. Debbie Dingell and referred to the House Committee on Ways and Means. It has not yet been voted on by the committee or the full House, and no further action has occurred beyond introduction.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Official summary
This bill is in the first stage of the legislative process. It was introduced into Congress on July 21, 2026. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.
Common questions
- What does H.R. 9801 do?
- H.R. 9801, the ABLE MATCH Act, would amend the Internal Revenue Code to create a federal matching payment for contributions people with disabilities make to their own ABLE accounts—tax-advantaged savings accounts established for individuals with disabilities. The match would cover up to $2,000 in contributions per year, paid directly into the account, at a rate of up to 100 percent for lower-income individuals, phasing out as income rises above set thresholds (with different amounts for joint filers, heads of household, and others), which are adjusted for inflation after 2027. The bill also directs that ABLE program administrators report demographic data—race, gender, and disability type—on account holders to the Treasury, and authorizes $5 million per year from 2027 through 2031 in grants to states to promote ABLE accounts and the new matching credit. The bill primarily affects individuals with disabilities who are ABLE account beneficiaries, particularly those with lower incomes, by providing additional savings incentives. It also affects U.S. territories with "mirror" tax systems, which would receive federal payments to cover related revenue effects, and state governments, which could apply for promotional grants. The bill was introduced on July 21, 2026, by Rep. Debbie Dingell and referred to the House Committee on Ways and Means. It has not yet been voted on by the committee or the full House, and no further action has occurred beyond introduction.
- Has H.R. 9801 become law?
- Not yet. As of 21 Jul 2026, H.R. 9801 is introduced.
- Who sponsored H.R. 9801?
- H.R. 9801 was sponsored by Rep. Debbie Dingell [D-MI6] (Democrat-MI), with 3 cosponsors.
- What's the latest action on H.R. 9801?
- Introduced (21 Jul 2026).
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