SNAP Payment Security and Fraud Prevention Act of 2026
The source supplies the latest action, but no lifecycle stage.
Latest action (20 Mar 2026): Referred to the Subcommittee on Nutrition and Foreign Agriculture.
What this bill does
H.R. 7316, the SNAP Payment Security and Fraud Prevention Act of 2026, would amend the Food and Nutrition Act of 2008 to strengthen security around SNAP's Electronic Benefit Transfer (EBT) card system. It expands the USDA Inspector General's authority to investigate and coordinate on EBT fraud, including cyber-enabled theft like skimming and phishing, and creates a civil penalty (twice the value of stolen benefits) for unauthorized use of SNAP benefits. It requires USDA to issue cybersecurity regulations mandating chip-enabled (EMV) EBT cards, phase-out of magnetic stripe cards, options for households to freeze cards or use virtual card numbers online, transaction notifications, and accessible user interfaces (including non-digital options). It also sets a 3-business-day deadline for replacement cards, bars certain replacement fees, and requires retailers to use chip-enabled payment terminals as a condition of SNAP authorization. A separate report addresses EBT card security in Puerto Rico.
The bill primarily affects SNAP recipients, state agencies that administer EBT systems, retailers authorized to accept SNAP benefits, and USDA (including its Inspector General). Recipients would gain new security protections and dispute/replacement rights; states and retailers would face new technology and reporting requirements; USDA would gain expanded investigative and rulemaking authority.
The bill was introduced on February 2, 2026, by Rep. Nicole Malliotakis and referred to the House Committee on Agriculture. It has not yet been voted on, and further committee action or House floor consideration would be needed before it could advance.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Timeline
20 Mar 2026
Referred to the Subcommittee on Nutrition and Foreign Agriculture.
Common questions
- What does H.R. 7316 do?
- H.R. 7316, the SNAP Payment Security and Fraud Prevention Act of 2026, would amend the Food and Nutrition Act of 2008 to strengthen security around SNAP's Electronic Benefit Transfer (EBT) card system. It expands the USDA Inspector General's authority to investigate and coordinate on EBT fraud, including cyber-enabled theft like skimming and phishing, and creates a civil penalty (twice the value of stolen benefits) for unauthorized use of SNAP benefits. It requires USDA to issue cybersecurity regulations mandating chip-enabled (EMV) EBT cards, phase-out of magnetic stripe cards, options for households to freeze cards or use virtual card numbers online, transaction notifications, and accessible user interfaces (including non-digital options). It also sets a 3-business-day deadline for replacement cards, bars certain replacement fees, and requires retailers to use chip-enabled payment terminals as a condition of SNAP authorization. A separate report addresses EBT card security in Puerto Rico. The bill primarily affects SNAP recipients, state agencies that administer EBT systems, retailers authorized to accept SNAP benefits, and USDA (including its Inspector General). Recipients would gain new security protections and dispute/replacement rights; states and retailers would face new technology and reporting requirements; USDA would gain expanded investigative and rulemaking authority. The bill was introduced on February 2, 2026, by Rep. Nicole Malliotakis and referred to the House Committee on Agriculture. It has not yet been voted on, and further committee action or House floor consideration would be needed before it could advance.
- Has H.R. 7316 become law?
- The source does not supply a confirmed lifecycle stage for H.R. 7316. Check the latest action and official source below.
- Who sponsored H.R. 7316?
- H.R. 7316 was sponsored by Rep. Malliotakis, Nicole [R-NY-11] (R-NY), with 0 cosponsors.
- What's the latest action on H.R. 7316?
- Referred to the Subcommittee on Nutrition and Foreign Agriculture. (20 Mar 2026).
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