Stop Auto Fraud Act of 2026
The source supplies the latest action, but no lifecycle stage.
Latest action (3 Sep 2026): Referred to the House Committee on the Judiciary.
What this bill does
H.R. 10269, the Stop Auto Fraud Act of 2026, would amend federal criminal law (title 18 of the U.S. Code) to create a new offense specifically targeting motor vehicle collision fraud. It would be illegal to knowingly carry out or attempt a scheme that both stages, fabricates, or simulates a car accident and submits a false insurance claim tied to that accident, such as for medical treatment, repair costs, lost wages, or lost benefits. Violators could face fines and up to 10 years in prison; if the scheme causes serious bodily injury, the maximum penalty rises to 20 years, and if it causes a death, offenders could face a fine and imprisonment for any term of years or life. Fines collected under this new offense would go into the federal Highway Trust Fund.
The bill would primarily affect individuals or groups who participate in staged-accident insurance fraud schemes, giving federal prosecutors a specific tool to charge such conduct, in addition to any existing state fraud laws. It could also affect insurers and others harmed by such schemes, since successful prosecutions may deter fraudulent claims.
The bill was introduced in the House on September 3, 2026, by Rep. Laura Gillen along with several cosponsors, and has been referred to the House Committee on the Judiciary. As an introduced bill, it would need to be considered and approved by that committee, then pass the full House and Senate, and be signed by the President before becoming law.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Timeline
3 Sep 2026
Referred to the House Committee on the Judiciary.
Common questions
- What does H.R. 10269 do?
- H.R. 10269, the Stop Auto Fraud Act of 2026, would amend federal criminal law (title 18 of the U.S. Code) to create a new offense specifically targeting motor vehicle collision fraud. It would be illegal to knowingly carry out or attempt a scheme that both stages, fabricates, or simulates a car accident and submits a false insurance claim tied to that accident, such as for medical treatment, repair costs, lost wages, or lost benefits. Violators could face fines and up to 10 years in prison; if the scheme causes serious bodily injury, the maximum penalty rises to 20 years, and if it causes a death, offenders could face a fine and imprisonment for any term of years or life. Fines collected under this new offense would go into the federal Highway Trust Fund. The bill would primarily affect individuals or groups who participate in staged-accident insurance fraud schemes, giving federal prosecutors a specific tool to charge such conduct, in addition to any existing state fraud laws. It could also affect insurers and others harmed by such schemes, since successful prosecutions may deter fraudulent claims. The bill was introduced in the House on September 3, 2026, by Rep. Laura Gillen along with several cosponsors, and has been referred to the House Committee on the Judiciary. As an introduced bill, it would need to be considered and approved by that committee, then pass the full House and Senate, and be signed by the President before becoming law.
- Has H.R. 10269 become law?
- The source does not supply a confirmed lifecycle stage for H.R. 10269. Check the latest action and official source below.
- Who sponsored H.R. 10269?
- H.R. 10269 was sponsored by Rep. Gillen, Laura [D-NY-4] (D-NY), with 4 cosponsors.
- What's the latest action on H.R. 10269?
- Referred to the House Committee on the Judiciary. (3 Sep 2026).
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