Restoring Opportunity for Advanced Education Act
The source supplies the latest action, but no lifecycle stage.
Latest action (1 Sep 2026): Referred to the House Committee on Education and Workforce.
What this bill does
H.R. 10206, the Restoring Opportunity for Advanced Education Act, would amend the Higher Education Act of 1965 to eliminate federal caps on student loan borrowing and restore access to Federal Direct PLUS Loans for graduate and professional students. It does this through technical changes to Section 455(a) of the Act, removing provisions that had limited or restricted these loans and renumbering the remaining sections accordingly.
The bill primarily affects students pursuing graduate or professional degrees (such as master's, doctoral, law, or medical programs) who rely on federal student loans, including PLUS Loans, to finance their education. Colleges and universities offering such programs, as well as the federal student loan system administered by the Department of Education, would also be affected by the change in borrowing rules. The practical effect described in the text is the removal of existing loan limits and the restoration of PLUS Loan availability for this group of borrowers.
The bill was introduced in the House on September 1, 2026, by Rep. Shomari Figures of Alabama and referred to the House Committee on Education and Workforce. As an introduced bill, it has not yet been voted on; it would need to be considered and approved by the committee, then the full House, and the Senate, before it could be sent to the President to become law.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Timeline
1 Sep 2026
Referred to the House Committee on Education and Workforce.
Common questions
- What does H.R. 10206 do?
- H.R. 10206, the Restoring Opportunity for Advanced Education Act, would amend the Higher Education Act of 1965 to eliminate federal caps on student loan borrowing and restore access to Federal Direct PLUS Loans for graduate and professional students. It does this through technical changes to Section 455(a) of the Act, removing provisions that had limited or restricted these loans and renumbering the remaining sections accordingly. The bill primarily affects students pursuing graduate or professional degrees (such as master's, doctoral, law, or medical programs) who rely on federal student loans, including PLUS Loans, to finance their education. Colleges and universities offering such programs, as well as the federal student loan system administered by the Department of Education, would also be affected by the change in borrowing rules. The practical effect described in the text is the removal of existing loan limits and the restoration of PLUS Loan availability for this group of borrowers. The bill was introduced in the House on September 1, 2026, by Rep. Shomari Figures of Alabama and referred to the House Committee on Education and Workforce. As an introduced bill, it has not yet been voted on; it would need to be considered and approved by the committee, then the full House, and the Senate, before it could be sent to the President to become law.
- Has H.R. 10206 become law?
- The source does not supply a confirmed lifecycle stage for H.R. 10206. Check the latest action and official source below.
- Who sponsored H.R. 10206?
- H.R. 10206 was sponsored by Rep. Figures, Shomari [D-AL-2] (D-AL), with 0 cosponsors.
- What's the latest action on H.R. 10206?
- Referred to the House Committee on Education and Workforce. (1 Sep 2026).
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More bills from Rep. Figures, Shomari [D-AL-2]
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