We Can't Wait Act of 2026
The source supplies the latest action, but no lifecycle stage.
Latest action (31 Aug 2026): Referred to the House Committee on Ways and Means.
What this bill does
Under Social Security Disability Insurance (SSDI), individuals who are approved for benefits currently must wait five months before payments begin. H.R. 10193, the "We Can't Wait Act of 2026," would allow disabled individuals to elect to receive reduced monthly benefits during that waiting period instead of waiting for full payments to start afterward. If an applicant chooses this option, their monthly benefit amount would be permanently reduced by a percentage—initially set at 94.25 percent of the standard benefit for the first 36 months after the provision takes effect, with the Social Security Administration's Chief Actuary periodically recalculating that percentage to keep the change financially neutral for the Disability Insurance Trust Fund.
The bill affects people applying for SSDI benefits, giving them a choice between waiting for full benefits or receiving smaller payments sooner. It sets specific windows during the application, reconsideration, or hearing process when applicants (or their representatives) can make or revoke this election. The Commissioner of Social Security would be required to update application forms and provide a public online calculator to help applicants understand the tradeoff. The election would not affect benefits paid to other family members based on the applicant's earnings record.
The bill was introduced on August 31, 2026, by Rep. Carol Miller with two cosponsors, and referred to the House Committee on Ways and Means. It has not yet been voted on, and would need committee and floor action in both chambers before becoming law.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Timeline
31 Aug 2026
Referred to the House Committee on Ways and Means.
Common questions
- What does H.R. 10193 do?
- Under Social Security Disability Insurance (SSDI), individuals who are approved for benefits currently must wait five months before payments begin. H.R. 10193, the "We Can't Wait Act of 2026," would allow disabled individuals to elect to receive reduced monthly benefits during that waiting period instead of waiting for full payments to start afterward. If an applicant chooses this option, their monthly benefit amount would be permanently reduced by a percentage—initially set at 94.25 percent of the standard benefit for the first 36 months after the provision takes effect, with the Social Security Administration's Chief Actuary periodically recalculating that percentage to keep the change financially neutral for the Disability Insurance Trust Fund. The bill affects people applying for SSDI benefits, giving them a choice between waiting for full benefits or receiving smaller payments sooner. It sets specific windows during the application, reconsideration, or hearing process when applicants (or their representatives) can make or revoke this election. The Commissioner of Social Security would be required to update application forms and provide a public online calculator to help applicants understand the tradeoff. The election would not affect benefits paid to other family members based on the applicant's earnings record. The bill was introduced on August 31, 2026, by Rep. Carol Miller with two cosponsors, and referred to the House Committee on Ways and Means. It has not yet been voted on, and would need committee and floor action in both chambers before becoming law.
- Has H.R. 10193 become law?
- The source does not supply a confirmed lifecycle stage for H.R. 10193. Check the latest action and official source below.
- Who sponsored H.R. 10193?
- H.R. 10193 was sponsored by Rep. Miller, Carol D. [R-WV-1] (R-WV), with 1 cosponsor.
- What's the latest action on H.R. 10193?
- Referred to the House Committee on Ways and Means. (31 Aug 2026).
Related bills in Social Welfare
Improving Social Security’s Service to Victims of Identity Theft Act
Removing Access Barriers to Running for Elected Office for People with Disabilities Act
Revising SSDI Disability Classifications Act
AACCENT Act
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Stronger Start for Working Families Act
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