STORM FORTIFIED and Wildfire Prepared Act
Latest action (20 Aug 2026): Introduced
What this bill does
This bill, H.R. 10122, proposes the establishment of a revolving loan fund to help states provide grants for installing "Fortified Roofs" and making homes more resilient to wildfires. A Fortified Roof meets specific standards for sealing, edge protection, and fasteners, aiming to better withstand storms. The bill also allows for grants to achieve "Wildfire Prepared Home" designations, which address ember intrusion, ignition risk, and direct flame contact.
The program would primarily affect state agencies authorized to administer homeowner mitigation grants. These agencies would receive federal capitalization grants to establish loan funds. These funds would then be used to make loans to homeowners for eligible projects. Homeowners would need to meet certain criteria, such as owning a primary residence, having insurance, and for specific areas, flood or fire coverage. New construction, condominiums, and mobile homes are excluded.
H.R. 10122 was introduced in the House of Representatives on August 20, 2026, and referred to the Committee on Transportation and Infrastructure. The bill authorizes $100 million annually for fiscal years 2027 through 2036 to capitalize these loan funds. Further legislative action would be required for the bill to advance.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Official summary
This bill is in the first stage of the legislative process. It was introduced into Congress on August 20, 2026. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.
Common questions
- What does H.R. 10122 do?
- This bill, H.R. 10122, proposes the establishment of a revolving loan fund to help states provide grants for installing "Fortified Roofs" and making homes more resilient to wildfires. A Fortified Roof meets specific standards for sealing, edge protection, and fasteners, aiming to better withstand storms. The bill also allows for grants to achieve "Wildfire Prepared Home" designations, which address ember intrusion, ignition risk, and direct flame contact. The program would primarily affect state agencies authorized to administer homeowner mitigation grants. These agencies would receive federal capitalization grants to establish loan funds. These funds would then be used to make loans to homeowners for eligible projects. Homeowners would need to meet certain criteria, such as owning a primary residence, having insurance, and for specific areas, flood or fire coverage. New construction, condominiums, and mobile homes are excluded. H.R. 10122 was introduced in the House of Representatives on August 20, 2026, and referred to the Committee on Transportation and Infrastructure. The bill authorizes $100 million annually for fiscal years 2027 through 2036 to capitalize these loan funds. Further legislative action would be required for the bill to advance.
- Has H.R. 10122 become law?
- Not yet. As of 20 Aug 2026, H.R. 10122 is introduced.
- Who sponsored H.R. 10122?
- H.R. 10122 was sponsored by Rep. Troy Carter [D-LA2] (Democrat-LA), with 2 cosponsors.
- What's the latest action on H.R. 10122?
- Introduced (20 Aug 2026).
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