AI Fraud Deterrence Act
Latest action (14 Nov 2024): Introduced
What this bill does
H.R. 10125, the AI Fraud Deterrence Act, would amend federal criminal law to increase penalties for financial crimes committed with the assistance of artificial intelligence. It raises the general maximum fine for mail and wire fraud from $1,000,000 to $2,000,000, and adds enhanced penalties—up to $1,000,000 in fines and up to 20 years in prison—when those crimes involve AI assistance. Bank fraud committed with AI assistance would carry fines up to $2,000,000 and up to 30 years in prison. Money laundering offenses involving AI would also face increased fines and up to 20 years' imprisonment. The bill defines "artificial intelligence" by referencing the definition used in the National Artificial Intelligence Initiative Act of 2020.
The bill would primarily affect individuals prosecuted for mail fraud, wire fraud, bank fraud, and money laundering under federal law, particularly in cases where AI tools were used to carry out the offense. It effectively creates a sentencing enhancement mechanism tied to the use of AI in committing these crimes, potentially affecting prosecutors' charging decisions and judges' sentencing in applicable federal cases.
The bill was introduced on November 14, 2024, by Rep. Ted Lieu, with Rep. Kiley as a cosponsor, and was referred to the House Committee on the Judiciary. It was introduced late in the 118th Congress and did not receive a vote before that Congress ended, meaning it would need to be reintroduced in a subsequent Congress to be considered further.
Plain-English summary generated by Bill100 AI from the official record. Always verify against the source below.
Official summary
This bill was introduced on November 14, 2024, in a previous session of Congress, but it did not receive a vote.
Common questions
- What does H.R. 10125 do?
- H.R. 10125, the AI Fraud Deterrence Act, would amend federal criminal law to increase penalties for financial crimes committed with the assistance of artificial intelligence. It raises the general maximum fine for mail and wire fraud from $1,000,000 to $2,000,000, and adds enhanced penalties—up to $1,000,000 in fines and up to 20 years in prison—when those crimes involve AI assistance. Bank fraud committed with AI assistance would carry fines up to $2,000,000 and up to 30 years in prison. Money laundering offenses involving AI would also face increased fines and up to 20 years' imprisonment. The bill defines "artificial intelligence" by referencing the definition used in the National Artificial Intelligence Initiative Act of 2020. The bill would primarily affect individuals prosecuted for mail fraud, wire fraud, bank fraud, and money laundering under federal law, particularly in cases where AI tools were used to carry out the offense. It effectively creates a sentencing enhancement mechanism tied to the use of AI in committing these crimes, potentially affecting prosecutors' charging decisions and judges' sentencing in applicable federal cases. The bill was introduced on November 14, 2024, by Rep. Ted Lieu, with Rep. Kiley as a cosponsor, and was referred to the House Committee on the Judiciary. It was introduced late in the 118th Congress and did not receive a vote before that Congress ended, meaning it would need to be reintroduced in a subsequent Congress to be considered further.
- Has H.R. 10125 become law?
- Not yet. As of 14 Nov 2024, H.R. 10125 is introduced.
- Who sponsored H.R. 10125?
- H.R. 10125 was sponsored by Rep. Ted Lieu [D-CA36] (Democrat-CA), with 1 cosponsor.
- What's the latest action on H.R. 10125?
- Introduced (14 Nov 2024).
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